[Whozat]

Shugart, try reading what I actualy wrote.
I was only commenting on who the burden of additional cost should be placed. That and the fact that no seller at any time, under any circumstances, is at risk. They receive the money first. They have all the control. The only risk (if you can call it that) is that they may encounter a flake, and all that will result in is a little bit of wasted time.